Referral Keeda
Kotak Bank 811 logo

Kotak Bank 811

Bank
AndroidiOS
Last updated: Jun 1, 2026

Kotak811 is a fully digital savings account offered by Kotak Mahindra Bank that allows users to open a bank account online in minutes. The app provides UPI payments, debit card services, fund transfers, bill payments, and savings benefits without needing to visit a branch. Users can also earn attractive interest rates and access exclusive banking offers through the Kotak811 ecosystem.

🎁
Sign Up Reward

Get ₹50 instantly after completing your Kotak811 account opening, KYC verification, and logging into the Kotak811 app.

Key Features

  • Open a zero-balance digital savings account completely online.

  • Complete full KYC digitally without visiting a bank branch.

  • Earn up to 5.00% interest through ActivMoney on eligible balances.

  • Enjoy UPI payments, fund transfers, and bill payments directly from the app.

  • Access debit card, banking services, and account management in one place.

  • Unlock cashback offers and rewards worth up to ₹6,000 with eligible Kotak811 programs.

How to Use

  1. 1

    Click the referral link and begin the Kotak811 account opening process.

  2. 2

    Enter your mobile number, verify it using the OTP, and provide the required personal details.

  3. 3

    Submit your PAN card and Aadhaar details for identity verification.

  4. 4

    Complete the required KYC process, which may be done through video KYC or other digital verification methods as instructed in the app.

  5. 5

    Once your account is successfully opened, download and install the Kotak811 mobile app.

  6. 6

    Log in to the Kotak811 app using your registered mobile number and complete the initial account setup.

  7. 7

    After successful KYC completion and first login, the ₹50 referral reward is credited as per the referral program terms.

Terms & Conditions

This referral offer is valid only for new Kotak811 customers opening a fresh account through a valid referral link and is not available to existing Kotak Mahindra Bank account holders participating with the same credentials. Only one referral reward is permitted per individual, mobile number, device, PAN, or account. The reward is subject to successful account opening, completion of all required KYC verification procedures, and compliance with Kotak Mahindra Bank's eligibility criteria. Users must complete the account activation process and log in to the Kotak811 app to qualify for the referral benefit. The ₹50 reward is typically credited within the timeline specified under the active referral campaign and may be withdrawn, modified, delayed, or withheld if fraudulent, duplicate, or suspicious activity is detected. Kotak Mahindra Bank reserves the right to change, suspend, or discontinue the referral program and its rewards at any time without prior notice.

Frequently Asked Questions

What reward do I get with the Kotak811 referral link?

New users can receive ₹50 after completing account opening, KYC, and logging into the app.

Is Kotak811 a zero-balance account?

Kotak811 offers digital savings account variants, including zero-balance options.

Is video KYC required?

Yes, digital KYC or video KYC may be required depending on account type.

When is the reward credited?

Rewards are generally credited after successful account activation and verification.

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