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Kotak Bank 811 logo

Kotak811 Referral Code 2026

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Last verified 23 August 2026
Official Website

Kotak811 is a digital savings-account offering from Kotak Mahindra Bank, with account management, UPI payments and other banking services available digitally. Its official account page describes variants including zero-balance and 811 Super accounts. It is aimed at Indian residents who want to open and manage a savings account digitally, with account opening available through the app or website and digital verification options.

🎁 Get ₹50 on Account Opening
How to claim
No code neededJust use the link below to get this deal
 Get Kotak Bank 811 deal →

Get ₹50 instantly after completing your Kotak811 account opening, KYC verification, and logging into the Kotak811 app.

Key Features

  • Open and manage a digital savings account online.

  • Use UPI and scan-and-pay features for payments.

  • Get a free virtual debit card with eligible 811 accounts.

  • 811 Super offers up to ₹6,000 yearly debit-card cashback.

  • Infinity Metal card offers four domestic lounge visits yearly.

  • Open and manage fixed deposits through the Kotak811 app.

How to Use

  1. 1

    Open the Kotak811 referral link.

  2. 2

    Start a new Kotak811 account application through the linked flow.

  3. 3

    Enter the personal details and identification information requested by the bank.

  4. 4

    Complete the verification method offered for your application, which may include Video KYC. Kotak811 officially supports digital verification and Video KYC for applicable account variants.

  5. 5

    Complete any further Full KYC requirement shown in the live application if required.

  6. 6

    The supplied offer states that ₹50 is earned on opening the account, but the current campaign's exact qualifying conditions were not independently confirmed.

  7. 7

    Check the live campaign terms before completing the application because no current primary-source terms page for this specific ₹50 link was found.

Terms & Conditions

The app has not published specific referral terms; the following are standard conditions that typically apply. The ₹50 reward and qualifying account-opening requirement were supplied with this referral link, but no current official terms page confirming this exact campaign was found. An older Kotak811 referral programme previously offered ₹50 after successful account opening and Full KYC, but its published offer period has expired and must not be treated as the current campaign. The bank's live eligibility, KYC and campaign conditions shown during signup should govern this offer.

Frequently Asked Questions

How do I get ₹50 for opening a Kotak811 account through this referral link?

The supplied campaign message states that a new user gets ₹50 on opening a Kotak811 account through the referral link. However, a current official terms page confirming this exact campaign was not found. Open the link first and review the live offer conditions before relying on the ₹50 reward.

Is Kotak811 really a zero-balance savings account?

Kotak811 offers account variants with different balance requirements. Its official account page lists zero average monthly balance for several 811 variants, while 811 EDGE has a ₹10,000 average monthly balance requirement. Check the exact account variant selected during onboarding before opening the account.

Do I need to complete Video KYC for a Kotak811 account?

Kotak811's official account information says the digital savings account supports a fully digital verification process with Video KYC. The exact verification route can depend on the account variant and application flow, so follow the instructions shown during signup and complete any required Full KYC before expecting campaign benefits.

How much cashback does Kotak811 Super offer?

Kotak811 Super officially advertises 5% cashback on eligible debit-card spends, capped at ₹500 per month, which can total up to ₹6,000 in a year. The official FAQ says eligible cashback is based on qualifying debit-card e-commerce and point-of-sale spending rather than every transaction type.

Does the Kotak811 Infinity Metal Debit Card include airport lounge access?

Yes. Current official Infinity Metal Debit Card terms state that eligible customers receive four complimentary visits per year at selected domestic airport lounges, limited to one visit per quarter. The card also has issuance and annual charges, so review the current pricing before applying.

Is the Kotak811 physical debit card free?

Charges depend on the account and debit-card variant. Kotak811's free virtual debit card is available for eligible accounts, but physical cards can have issuance or annual charges. Current schedules also show separate pricing for premium cards such as the Infinity Metal Debit Card.

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