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KreditBee Referral Code 2026

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Loans & CreditUPI
iOSAndroidWeb
Last verified 24 August 2026
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KreditBee is one of India's leading digital lending platforms, offering instant personal loans with a fully online application process. Eligible users can access loans ranging from ₹6,000 to ₹10 lakh, with flexible repayment options and quick disbursal directly to their bank accounts. The app also supports UPI payments and other financial services.

🎁 ₹75 Referral Benefit
Your Referral Code
SUBTAGBBX
 Get KreditBee deal →

Use SUBTAGBBX and complete the eligible referral and first-loan steps to get ₹75 in benefits.

Key Features

  • Personal loan offers from ₹6,000 to ₹10 lakh.

  • Personal-loan tenures from 6 to 60 months.

  • Interest rates listed from 12% to 28.5% per annum.

  • Digital KYC and document-upload loan application flow.

  • Send and receive money through KreditBee UPI.

  • Redeem eligible KreditBee points for applicable benefits.

How to Use

  1. 1

    Install the official KreditBee app or open the supplied referral invitation.

  2. 2

    Create a new KreditBee account using your mobile number.

  3. 3

    Use SUBTAGBBX after your first login or through the KreditBee Points section.

  4. 4

    Submit your PAN and complete the eligibility check.

  5. 5

    Upload the required KYC and address-verification documents.

  6. 6

    Complete profile confirmation and, if required by the referral programme, take your first eligible loan.

  7. 7

    Check the KreditBee Points section for the eligible referral benefit. KreditBee's official referral page currently describes ₹75 for the referred user after the successful referral flow.

Terms & Conditions

KreditBee's official referral programme is for new users who have not previously signed up with the platform. The company states that referral codes can be applied through an invite URL, after first login or in the KreditBee Points section. Its FAQ describes points being awarded when the referred user's profile is approved and additional points when that user takes a first loan, while the current Refer & Earn page advertises ₹75 for the referred friend and ₹201 for the successful referrer. Referral points and eligibility remain subject to KreditBee's current programme conditions.

Frequently Asked Questions

How do I use KreditBee referral code SUBTAGBBX?

New users can use SUBTAGBBX through the referral flow after signing up for KreditBee. KreditBee's official FAQ says a referral code may be applied automatically through an invite URL, manually after the first login, or through the KreditBee Points section under My Account.

Do I get ₹75 for using a KreditBee referral code?

KreditBee's current Refer & Earn page states that the referred friend can receive ₹75 through the successful referral flow. The official page also describes encashable points earned when the user's profile is confirmed and when the referred user takes a first loan.

Do I need to take a loan to get the full KreditBee referral benefit?

KreditBee's official referral information describes rewards at more than one stage. Its FAQ says both users can receive points when the referred profile is approved and additional points when the referred person takes their first loan. Check the current referral screen for the exact reward attached to your account.

What documents are required for a KreditBee personal loan?

KreditBee's official app listing says applicants sign up with a mobile number, provide their PAN, check eligibility and upload KYC documents and address proof for profile verification. The exact documents requested can depend on the loan product and the applicant's eligibility assessment.

How much can I borrow through KreditBee?

KreditBee's current Google Play listing advertises personal loan offers from ₹6,000 to ₹10 lakh, with repayment tenures from 6 to 60 months. The amount actually offered depends on eligibility and the assessment by the relevant lending partner.

What interest rate does KreditBee charge?

KreditBee's current official app listing shows personal-loan interest rates from 12% to 28.5% per annum, with an APR range of 17% to 50%. Your actual interest rate, fees and repayment amount can vary based on the approved offer.

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