Slice
UPICredit Cards+1
🎁Get ₹500 cashback after signing up with the referral code and completing your first UPI payment using the slice UPI Credit Card.
AndroidiOS
CRED
UPICredit Cards
AndroidiOS
Last updated: Jun 1, 2026
CRED is a premium fintech app designed for individuals who use credit cards and want a smarter way to manage payments, rewards, and financial services. Users can pay credit card bills, make UPI transactions, pay utility bills, track expenses, and unlock exclusive rewards. The app is known for its seamless user experience, strong security features, and member-only benefits.
🎁
Sign Up Reward Get a flat ₹50 discount on eligible credit card or electricity bill payments of ₹100 or more after signing up through the referral link.
Key Features
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Pay credit card bills with reminders and instant payment tracking.
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Fast and secure UPI payments directly from linked bank accounts.
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Earn CRED Coins and exclusive rewards on eligible transactions.
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Pay electricity, mobile, broadband, gas, and other utility bills in one place.
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Access exclusive shopping deals, cashback offers, and member benefits.
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Track multiple credit cards and monitor spending from a single dashboard.
How to Use
- 1
Click the referral link and download the CRED app from the Play Store or App Store.
- 2
Open the app and sign up using your mobile number. Verify your number using the OTP sent to your phone.
- 3
The referral benefit is usually applied automatically when you join through the referral link.
- 4
Complete your profile and add an eligible credit card to your account.
- 5
Complete any required verification checks within the app. PAN verification may be required to access certain features and rewards.
- 6
Make an eligible credit card bill payment or electricity bill payment of ₹100 or more as required by the referral offer.
- 7
The ₹50 discount or reward will be applied according to the campaign terms and reflected during payment or credited to your account after the qualifying transaction is completed.
Terms & Conditions
This referral offer is valid only for new CRED users who register through a valid referral link and is not available to existing account holders. Only one referral reward may be claimed per person, mobile number, device, or account. Users must successfully complete all required verification and eligibility checks to qualify for the reward. A minimum qualifying payment amount, such as a credit card bill or electricity bill payment of ₹100 or more, may be required to unlock the benefit. Rewards may be provided as discounts, cashback, points, vouchers, or other promotional benefits and are typically credited within the period specified by the active campaign. Any fraudulent activity, duplicate accounts, or misuse of the referral program may result in disqualification. CRED reserves the right to modify, suspend, or withdraw the referral offer at any time without prior notice.
Frequently Asked Questions
What is the CRED referral reward?
The current offer provides a ₹50 discount on eligible bill payments, but CRED promotions change frequently.
Who can join CRED?
Users with eligible credit cards can register and access CRED services.
Is PAN verification required?
Yes, PAN verification and credit card validation are generally required.
Can existing users use the referral offer?
No, referral offers are usually valid only for new users.
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