Slice
UPICredit Cards+1
🎁Get ₹500 cashback after signing up with the referral code and completing your first UPI payment using the slice UPI Credit Card.
AndroidiOS
Kiwi
UPICredit Cards
iOSAndroid
Last updated: Jun 1, 2026
Kiwi is a UPI-based credit card platform that lets users make Scan & Pay transactions using a credit card while earning cashback directly into their bank account. The app combines the convenience of UPI payments with credit card rewards, making everyday spending more rewarding. With no joining or annual fees on eligible cards, Kiwi has become popular among users looking to maximize cashback on daily UPI transactions.
🎁
Sign Up Reward Get a ₹100 joining reward when your Kiwi Credit Card is approved and delivered. Kiwi referral rewards change regularly, with signup bonuses typically ranging from ₹100 to ₹500 depending on the active campaign.
Your Referral Code
H2A3EQ
Tap the button above to copy
Key Features
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Lifetime free credit card with no joining or annual fee.
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Earn flat 1.5% cashback on eligible UPI Scan & Pay transactions.
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Cashback is credited directly to your linked bank account.
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Make UPI payments using a credit card instead of your bank balance.
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Real-time spending insights and reward tracking.
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Easy digital onboarding and instant card management through the app.
How to Use
- 1
Download the Kiwi app using the referral link above.
- 2
Create a new account using your mobile number and verify it through OTP.
- 3
Enter the referral code H2A3EQ during signup if it is not applied automatically.
- 4
Complete KYC verification by submitting the required PAN, Aadhaar, and identity details.
- 5
Apply for the Kiwi Credit Card and wait for approval.
- 6
Once your card is approved and delivered, activate it through the Kiwi app.
- 7
Complete your first eligible UPI Scan & Pay transaction using the Kiwi Credit Card.
- 8
Receive your joining reward. The current campaign offers ₹100, although Kiwi referral bonuses and signup rewards typically vary between ₹100 and ₹500 depending on the active promotion.
Terms & Conditions
Offer valid for new Kiwi users only. Sign up using referral code H2A3EQ and complete card approval, KYC verification, and any required onboarding steps to qualify for referral benefits. The current referral campaign offers a ₹100 joining reward, but Kiwi frequently updates its promotions and rewards may vary between ₹100 and ₹500. Only one reward is allowed per person, device, PAN, mobile number, or account. Rewards are subject to successful verification, card approval, and eligibility checks. Kiwi reserves the right to modify or withdraw the offer at any time without prior notice.
Frequently Asked Questions
What is the Kiwi referral code?
The referral code is H2A3EQ.
What reward do I get?
Current campaigns offer ₹100, while rewards typically range from ₹100–₹500.
How much cashback does Kiwi offer?
Kiwi offers up to 1.5% cashback on eligible UPI Scan & Pay transactions.
Is the card lifetime free?
Yes, eligible Kiwi cards are lifetime free.
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