Referral Keeda
BHIM logo

BHIM

UPI
iOSAndroid
Last updated: Jun 1, 2026

BHIM (Bharat Interface for Money) is the official UPI payments app developed by the National Payments Corporation of India (NPCI). It allows users to send and receive money instantly, pay bills, recharge mobiles, scan QR codes, and manage bank accounts directly through UPI. The app is known for its simplicity, security, and support for Aadhaar-based UPI PIN setup.

🎁
Sign Up Reward

Get up to ₹50 cashback on your first eligible UPI transaction after signing up with the referral code and completing account setup on BHIM. Cashback offers may vary based on the active BHIM referral campaign.

Your Referral Code
aAxe41
Tap the button above to copy
Open Referral Link

Key Features

  • Send and receive money instantly using UPI.

  • Link multiple bank accounts within a single app.

  • Pay utility bills, mobile recharges, and merchant payments.

  • Scan and pay using UPI QR codes.

  • Backed by NPCI with secure and reliable payment infrastructure.

How to Use

  1. 1

    Download the BHIM app using the referral link.

  2. 2

    Register using your bank-linked mobile number and verify it through OTP.

  3. 3

    Enter the referral code aAxe41 during signup or referral code setup if prompted.

  4. 4

    Link your bank account to BHIM.

  5. 5

    Set your UPI PIN using your debit card details or Aadhaar authentication (supported banks only).

  6. 6

    Complete your first eligible UPI payment or merchant transaction, preferably ₹100 or above as commonly required in referral campaigns.

  7. 7

    Eligible users may receive up to ₹50 cashback or other promotional rewards based on the active BHIM Refer & Earn offer.

Terms & Conditions

Offer valid for new BHIM users only. Enter referral code aAxe41, complete bank account linking, set your UPI PIN, and make an eligible transaction to qualify for referral rewards. Cashback amounts are promotional and may vary by campaign, transaction type, and eligibility criteria. Only one reward is allowed per user, mobile number, device, or bank account. BHIM and NPCI may modify or discontinue referral rewards at any time.

Frequently Asked Questions

What is the BHIM referral code?

The referral code is aAxe41.

What reward do I get?

Campaigns typically offer up to ₹50 cashback for eligible transactions.

Can I set my UPI PIN without a debit card?

Yes, supported banks allow Aadhaar-based UPI PIN setup.

Is BHIM safe?

Yes, BHIM is developed by NPCI and uses UPI security standards.

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