Referral Keeda
Paytm logo

Paytm

UPI
AndroidiOS
Last updated: Jun 1, 2026

Paytm is one of India’s most popular digital payment and financial services apps that allows users to make UPI payments, mobile recharges, utility bill payments, money transfers, and online shopping. The app also offers services like wallet payments, FASTag, insurance, travel bookings, and investments. With a simple interface and wide merchant acceptance, Paytm is designed for convenient everyday digital transactions.

🎁
Sign Up Reward

Get up to ₹100 cashback + ₹50 recharge voucher on your first UPI payment of ₹10 using the Paytm referral code.

Your Referral Code
GRAB100
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Open Referral Link

Key Features

  • Instant UPI payments and money transfers

  • Mobile recharge and utility bill payments

  • Cashback offers and reward vouchers on transactions

  • Paytm Wallet for fast payments and online shopping

  • FASTag, travel bookings, insurance, and financial services

  • Secure app with OTP verification and payment protection

  • Scan & Pay support at millions of offline stores

How to Use

  1. 1

    Click the referral link or download the Paytm app from the Play Store or App Store.

  2. 2

    Open the app and sign up using your mobile number and OTP verification.

  3. 3

    Enter the referral code GRAB100 during signup if it is not auto-applied.

  4. 4

    Complete basic profile setup and activate UPI by linking your bank account.

  5. 5

    Create your UPI PIN using your debit card details for verification.

  6. 6

    Make your first UPI payment of at least ₹10 to any merchant or contact using Paytm.

  7. 7

    Eligible cashback and recharge vouchers will usually be credited to your Paytm rewards section within a few days after successful payment completion.

Terms & Conditions

The Paytm referral offer is generally valid for new users only, and existing or previously registered users may not be eligible for rewards. Only one referral reward is allowed per person, device, mobile number, or bank account. Users must successfully complete mobile verification and activate UPI services to qualify for referral benefits. A minimum first UPI transaction of ₹10 may be required to unlock cashback and vouchers. Rewards are generally credited as cashback or recharge vouchers within a few business days after successful verification and qualifying payment. Paytm reserves the right to modify, suspend, or withdraw the referral program or promotional rewards at any time without prior notice.

Frequently Asked Questions

What is the Paytm referral code?

The Paytm referral code is GRAB100.

What reward do I get after signing up?

Eligible users can receive up to ₹100 cashback plus a ₹50 recharge voucher after completing their first Paytm UPI payment.

Is Paytm free to use?

Yes. Creating a Paytm account and using UPI services is free.

Do I need to link a bank account?

Yes, you must link a bank account to use Paytm UPI payments.

When will I receive the cashback?

Rewards are usually credited after successful completion and verification of the qualifying transaction.

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