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Scapia

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Last updated: Jun 1, 2026

Scapia is a travel-focused credit card and fintech platform designed for frequent travelers who want airport perks, travel rewards, and zero forex charges without paying annual fees. The card offers rewards on everyday spending, airport dining and shopping benefits, unlimited domestic lounge access, and seamless travel bookings through the Scapia app. It has become popular among travelers looking for a lifetime-free travel credit card with premium benefits.

🎁
Sign Up Reward

Get ₹1,000 off your first flight booking within your first month after approval, plus access to Scapia's travel rewards ecosystem and referral benefits.

Key Features

  • Zero joining fee and zero annual fee lifetime credit card.

  • Zero forex markup on international transactions.

  • Unlimited domestic airport lounge access after meeting monthly spend requirements.

  • Free airport dining, coffee, shopping, or spa experiences at participating airports.

  • Earn Scapia Coins on eligible spends and redeem them for flights, hotels, buses, and travel bookings.

  • Up to 20% rewards on travel bookings made through the Scapia app.

How to Use

  1. 1

    Open the referral link and start your Scapia credit card application.

  2. 2

    Enter your mobile number, PAN details, and complete the eligibility verification process.

  3. 3

    The referral code ljtybb is generally applied automatically through the referral link.

  4. 4

    Complete Aadhaar-based digital KYC or video KYC as instructed during onboarding.

  5. 5

    Once approved, activate your virtual Scapia card and complete the required onboarding steps in the app.

  6. 6

    Book your first flight through the Scapia app within your first month to unlock the referral flight benefit.

  7. 7

    Eligible users receive ₹1,000 off their first flight booking along with access to Scapia Coins and other active travel rewards.

Terms & Conditions

Offer valid for new Scapia users only. Apply through the referral link and complete KYC verification and card approval to qualify for referral benefits. The ₹1,000 flight discount is generally applicable on the first eligible flight booking completed within the specified onboarding period. Only one referral reward is allowed per person, PAN, mobile number, device, or account. Airport privileges, lounge access, dining benefits, and rewards may require minimum monthly spending thresholds to remain active. Scapia frequently updates its referral campaigns, rewards, and travel offers, so benefits may vary over time. Scapia reserves the right to modify or withdraw any offer at any time without prior notice.

Frequently Asked Questions

What reward do I get with Scapia?

Eligible users receive ₹1,000 off their first flight booking.

Does Scapia charge annual fees?

No, the card has zero joining and annual fees.

Does Scapia offer airport lounge access?

Yes, subject to spending requirements.

Is there a forex markup fee?

No, Scapia offers zero forex markup.

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