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Scapia
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Last updated: Jul 5, 2026
Scapia is a travel-focused lifetime-free credit card by Federal Bank designed for frequent travelers who want premium travel benefits without annual fees. It offers zero forex markup, unlimited domestic airport lounge access (on eligible spends), airport privileges like complimentary dining, coffee, shopping, and spa experiences, along with travel rewards through the Scapia app. New cardholders can also enjoy ₹1,000 off their first flight booking and unlock a ₹500 voucher after making their first eligible card transaction.
🎁
Sign Up Reward Get ₹1,000 OFF your first flight booking within your first month after card approval, plus a FREE ₹500 voucher after making your first ₹300+ transaction with the Scapia Card.
Key Features
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Lifetime free credit card with zero joining and annual fees.
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Zero forex markup on all international transactions.
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Unlimited domestic airport lounge access after meeting monthly spend criteria.
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Enjoy complimentary airport dining, coffee, shopping, and spa experiences at participating airports.
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Earn Scapia Coins on eligible spends and redeem them for flights, hotels, buses, and travel bookings.
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Get up to 20% rewards on travel bookings made through the Scapia app.
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Receive ₹1,000 OFF your first flight booking within your first month after card approval.
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Get a FREE ₹500 Amazon Pay, Flipkart, Swiggy, or Zomato voucher after making your first ₹300+ card transaction.
How to Use
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Open the referral link https://apply.scapia.cards/landing_page?referral_code=mk8r9y and begin your Scapia credit card application.
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Enter your mobile number, PAN details, and complete the eligibility verification process.
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The referral code mk8r9y is generally applied automatically through the referral link.
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Complete Aadhaar-based digital KYC or Video KYC as instructed during onboarding.
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Once approved, activate your Scapia Card and make your first transaction of ₹300 or more.
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Visit https://visarewards.poshvine.com and claim your ₹500 voucher by entering your card details. You can choose from Amazon Pay, Flipkart, Swiggy, or Zomato vouchers.
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Book your first flight through the Scapia app anytime within your first month after card approval to receive ₹1,000 OFF.
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Continue using your card to earn Scapia Coins, enjoy airport lounge access, and access airport dining, shopping, and spa privileges.
Terms & Conditions
Offer valid for new Scapia users only. Apply through the referral link and complete KYC verification and card approval to qualify for referral benefits. The ₹1,000 flight discount is generally applicable on the first eligible flight booking completed within the specified onboarding period. Only one referral reward is allowed per person, PAN, mobile number, device, or account. Airport privileges, lounge access, dining benefits, and rewards may require minimum monthly spending thresholds to remain active. Scapia frequently updates its referral campaigns, rewards, and travel offers, so benefits may vary over time. Scapia reserves the right to modify or withdraw any offer at any time without prior notice.
Frequently Asked Questions
What reward do I get with Scapia?
Eligible users receive ₹1,000 off their first flight booking.
Does Scapia charge annual fees?
No, the card has zero joining and annual fees.
Does Scapia offer airport lounge access?
Yes, subject to spending requirements.
Is there a forex markup fee?
No, Scapia offers zero forex markup.
How can I claim the FREE ₹500 voucher with the Scapia Card?
After your Scapia Card is issued and activated, make a transaction of ₹300 or more. Then visit https://visarewards.poshvine.com, enter your card details, and choose a ₹500 voucher from Amazon Pay, Flipkart, Swiggy, or Zomato. This is a valuable addition because the ₹500 voucher is a new Visa promotional benefit that wasn't included in your previous listing.
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