Tide Business India Referral Code 2026

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Last verified 27 August 2026

Tide is a business finance platform designed for freelancers, entrepreneurs, and small businesses to manage their banking, expenses, and business payments in one place. It offers a smart expense card, automated bookkeeping tools, invoicing, and real-time expense tracking to simplify business finances. Users can also unlock exclusive partner offers and rewards through the Tide app.

🎁 ₹125 Reward

Your Referral Code

O4EY8K

Get Tide Business India deal →

Use O4EY8K while signing up to claim the stated ₹125 reward, subject to Tide's active referral offer terms.

Key Features

Accept UPI and QR payments for business transactions.
Create GST invoices and track business expenses.
Use the prepaid Expense Card at RuPay-accepting merchants.
Freeze, unfreeze, cancel and reorder the card from the app.
Access offers and cashback on eligible Tide Card spending.
Receive the Expense Card after completing the required VKYC process.

How to Use

1
Download the Tide Business India app on Android or iOS.
2
Start the signup process and provide the required personal and business details.
3
Enter the referral code O4EY8K where Tide presents the referral-code option during signup.
4
Provide your PAN and address details as requested during the application process.
5
Complete Tide's video identity verification with the required identification document.
6
Wait for Tide's eligibility and verification checks to be completed.
7
The stated ₹125 reward condition could not be confirmed from Tide's published referral terms, so verify the active reward in the app before completing signup.

Terms & Conditions

1. Tide's published referral scheme states that both the referrer and referee may earn rewards. The referee must use the referrer's code while signing up, and Tide's current published page says the referee earns ₹100 after successfully opening a Tide Business Account. The referrer earns ₹100 if the referred member spends at least ₹25 within 30 days of account creation, with referral rewards capped at ₹1,000. Tide's general rewards terms also state that offers may be modified or withdrawn. Tide

Frequently Asked Questions

How do I use the Tide Business India referral code O4EY8K?

Start a new Tide Business India signup and enter O4EY8K when the app presents the referral-code option. Tide confirms that referral codes are used during the signup process for its referral scheme. The exact reward attached to an individual code should be checked in the app before completing registration.

Does Tide Business India really give ₹125 for signing up?

The ₹125 reward was supplied with this referral promotion, but Tide's currently published referral help page describes a ₹100 reward for an eligible referee who successfully opens a Tide Business Account. Because the published terms do not confirm ₹125, users should verify the active campaign before relying on that amount.

Who is eligible to open a Tide Business Account in India?

Tide states that applicants must meet its business eligibility requirements and pass its checks. Its published criteria include being over 18, being an Indian citizen, having a valid PAN and having an Aadhaar-linked mobile number. Tide may apply additional eligibility and due-diligence checks during registration.

Is the Tide Expense Card a credit card?

No. Tide describes the Indian Tide Expense Card as a prepaid card offered in partnership with Transcorp International Ltd. It can be used at RuPay-accepting merchants, subject to applicable card limits and terms. Users should not assume it works like a revolving-credit credit card.

How long does it take to receive the Tide Expense Card?

Tide says the Expense Card is delivered within approximately five to seven working days after successful completion of the VKYC process, although delivery timing can vary by location. Once the physical card arrives, it can be activated through the Tide app.

Can I use the Tide Expense Card for online payments?

Tide says the Expense Card can be used at online and offline RuPay-accepting platforms. However, online transactions are switched off by default for newly activated cards, according to Tide's support information, and members may need to contact support to request that online and contactless transactions be enabled.