ZET Referral Code 2026

Verified

InvestmentCredit CardsUPI

iOSAndroid

Last verified 23 August 2026

ZET is an Indian credit and financial-services app offering FD-backed RuPay credit cards designed to help users establish and improve their credit history. The official ZET site says fixed deposits start at ₹2,000, earn up to 7% interest, and provide a credit limit equal to 90% of the FD amount.

🎁 Up to 7% FD Interest

How to claim

No code neededJust use the link below to get this deal

Get ZET deal →

Book an FD from ₹2,000 and get an FD-backed lifetime-free ZET Credit Card after required verification.

Key Features

FD-backed RuPay credit card with FD starting from ₹2,000.
Credit limit of up to 90% of the FD amount.
Earn up to 7% interest on the linked fixed deposit.
Lifetime-free card with no annual or renewal fee.
Use the RuPay credit card for eligible UPI payments.
Check and monitor credit or CIBIL score in the app.

How to Use

1
Open the ZET referral link.
2
Download the ZET app and create a new account.
3
Start an application for an eligible ZET FD-backed credit card.
4
Book the required fixed deposit, starting from ₹2,000 according to ZET's current published offering.
5
Provide the requested personal details and complete the Video KYC process shown in the application.
6
Wait for approval and activate the eligible virtual or physical card through the app.
7
No separate referral code or confirmed new-user referral reward was supplied, so check the live application flow to confirm whether the referral link has been successfully attributed.

Terms & Conditions

The app has not published specific referral terms; the following are standard conditions that typically apply. The supplied referral link should be opened before registration so that any referral attribution can be recorded, but no current primary-source page was found confirming a specific reward for the new user through this exact link. ZET's general Terms of Use state that the company may offer referral bonuses and rewards from time to time for inviting new users or completing specified activities, which means eligibility and rewards can depend on the live campaign. The general terms also require users to be eligible to enter into contracts and prohibit unauthorised or fraudulent use of the service.

Frequently Asked Questions

How much fixed deposit do I need to open a ZET FD Credit Card?

ZET's current official website and app listings state that the minimum fixed deposit starts at ₹2,000. The FD acts as security for the credit card, and ZET says the available credit limit can be up to 90% of the deposited amount.

Is the ZET Credit Card really lifetime free?

ZET currently advertises its FD-backed credit card as lifetime free, with no annual or renewal fee. This does not necessarily mean every optional service or membership offered through the app is free, so users should review any separately selected paid product before completing their application.

Do I need a CIBIL score or income proof for the ZET FD Credit Card?

ZET's official app listing says its FD-backed credit card can be used by applicants without prior credit history and does not require income proof for the advertised card application. The fixed deposit provides security, but applicants must still complete the identity and verification requirements shown during onboarding.

How does ZET help build a 750+ credit score?

ZET says it reports eligible card usage and repayment behaviour to credit bureaus, helping responsible users build a credit history over time. A 750+ score is not guaranteed for every user, because credit scores depend on repayment behaviour, utilisation, existing credit records and other bureau factors.

Can I use the ZET FD Credit Card for UPI payments?

Yes. ZET's current app listings state that its eligible RuPay credit card can be linked for UPI payments and used for supported merchant transactions. Cashback offers may depend on the card, subscription and transaction type, so users should check the applicable reward rules inside the app.

What verification is required to activate a ZET FD Credit Card?

ZET's iOS app listing describes an application process involving basic personal details and Video KYC before approval and card activation. The exact documents and verification requirements can vary with the issuing bank and application flow, so users should follow the live instructions shown by ZET.