Referral Keeda
ZET logo

ZET

InvestmentCredit Cards
iOSAndroid
Last updated: Jun 3, 2026

ZET is a fintech platform that helps users build and improve their credit score through a secured FD-backed credit card. By creating a Fixed Deposit starting from ₹2,000, users can obtain a credit card without needing an existing credit history or high credit score. The platform combines credit building, interest earnings on the FD, cashback benefits, and exclusive partner discounts in a single app.

🎁
Sign Up Reward

Start with a ₹2,000 Fixed Deposit, get a Lifetime Free ZET FD Credit Card, and receive ₹100 cashback on successful card activation.

Key Features

  • Get a Lifetime Free FD-backed credit card starting with just ₹2,000 FD

  • Build and improve your credit score through responsible card usage

  • Earn up to 7% annual interest on your Fixed Deposit

  • ₹100 cashback on successful card activation

  • Flat 2% cashback on ZET UPI with ZET Plus subscription

  • Up to 20% discounts on Swiggy, Zomato, Instamart, and BookMyShow

  • Flat 5% savings on Amazon Pay and Flipkart vouchers

  • Suitable for students, beginners, and users with limited credit history

How to Use

  1. 1

    Click the referral link: https://go.zetapp.in/s/16dwohdjs

  2. 2

    Download and install the ZET app.

  3. 3

    Register using your mobile number and verify it through OTP.

  4. 4

    Complete your profile and provide the required PAN and Aadhaar details.

  5. 5

    Complete KYC verification through the app as instructed.

  6. 6

    Create a Fixed Deposit starting from ₹2,000 or higher based on your preferred credit limit.

  7. 7

    Once the FD is created, your ZET FD Credit Card application will be processed.

  8. 8

    Activate the card after approval and complete the activation requirements.

  9. 9

    Receive ₹100 cashback upon successful card activation, subject to the offer terms.

Terms & Conditions

The referral offer is intended for new eligible users who register through a valid referral link and complete all required onboarding steps. Existing users or previously registered accounts may not qualify for promotional benefits. Only one referral benefit may be granted per person, device, mobile number, PAN, or verified identity. Users must successfully complete KYC verification and create a qualifying Fixed Deposit to become eligible for the FD-backed credit card. Card approval remains subject to verification and partner bank policies. The ₹100 activation cashback is available only after successful card activation and fulfillment of any applicable eligibility requirements. Interest rates, cashback benefits, ZET Plus rewards, and partner discounts may vary over time and are subject to change. ZET and its banking partners reserve the right to modify, suspend, or withdraw any referral, cashback, FD, or credit card offer without prior notice.

Frequently Asked Questions

What is the minimum FD required for the ZET FD Credit Card?

Users can start with a Fixed Deposit of ₹2,000, subject to the current eligibility criteria.

Do I need a credit score to get the card?

No. The FD-backed card is designed for users who may have little or no credit history.

Is the ZET FD Credit Card lifetime free?

Yes. The card is promoted as a Lifetime Free FD-backed credit card.

Will I earn interest on my Fixed Deposit?

Yes. Eligible FDs can earn interest of up to 7% per annum, depending on the partner bank and prevailing rates.

How do I receive the ₹100 activation cashback?

The cashback is generally credited after successful card activation and fulfillment of the offer requirements.

Can students apply for the ZET FD Credit Card?

Eligible students and first-time credit users may apply, subject to KYC and partner bank requirements.

What benefits are available with ZET Plus?

ZET Plus subscribers may receive 2% cashback on ZET UPI transactions and access to partner discounts and voucher savings.

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