Tata Neu HDFC Card Referral Code 2026

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Last verified 23 August 2026

Tata Neu HDFC Bank Credit Card is a co-branded credit card available in Tata Neu Plus and Tata Neu Infinity variants. It earns NeuCoins on eligible Tata Neu, partner-brand, UPI and other spends, with 1 NeuCoin valued at ₹1 savings. It is best suited to people who regularly use the Tata ecosystem for shopping, travel, groceries, healthcare and bill payments. The current official page also advertises a limited-period zero joining fee offer for both card variants.

🎁 ₹0 Joining Fee

Your Referral Code

SUBH126

Get Tata Neu HDFC Bank Credit Card deal →

Apply with referral code SUBH126 and enjoy ₹0 joining fee, 10% cashback on Zomato, complimentary lounge access, and NeuCoins rewards across the Tata ecosystem.

Key Features

Earn up to 10% NeuCoins on eligible Tata Neu spends.
Earn up to 5% NeuCoins at eligible partner Tata brands.
Earn up to 1.5% NeuCoins on eligible UPI card payments.
1 NeuCoin equals ₹1 savings on eligible Tata Neu redemptions.
Current offer shows ₹0 joining fee for a limited period.
Eligible cards include domestic airport lounge access.

How to Use

1
Open the Tata Neu referral link before starting your application.
2
Create or sign in to your Tata Neu account.
3
Go to Finance and then Credit Cards to begin the NeuCard application.
4
Enter your personal details and add SUBH126 at the bottom of the Personal Details page if the referral field appears.
5
Check your provisional eligibility and eligible credit limit.
6
Complete the KYC and verification process requested by HDFC Bank.
7
Review the final fee and offer screen before submitting, because the current zero joining fee is advertised as a limited-period offer.

Terms & Conditions

Tata Neu's currently published NeuCard referral programme states that an existing Tata Neu HDFC Bank Credit Card holder can share a referral link or code, and the referral is successful when the new applicant uses that attribution and the card is successfully issued. The published referrer reward is 1,000 NeuCoins per successful referral, credited within 90 days of the referee's card issuance, with a maximum earning of 3,00,000 NeuCoins per calendar month. The referral code can be entered during the card application on the Personal Details page. The current official programme information does not confirm a separate fixed reward for the new applicant using SUBH126.

Frequently Asked Questions

How do I use Tata Neu referral code SUBH126?

Open the referral link before beginning your application, then enter SUBH126 in the referral-code field during the NeuCard application if it is shown. Tata Neu's official instructions say the code can be entered at the bottom of the Personal Details page while applying for the card.

Is the Tata Neu HDFC Credit Card joining fee really ₹0?

Tata Neu currently advertises a limited-period zero joining fee offer for both Tata Neu Plus and Tata Neu Infinity cards. However, the standard renewal fees remain listed, with renewal waivers available after meeting specified annual spending thresholds. Check the final application screen before submitting.

Do I get 10% cashback on Zomato with the Tata Neu HDFC Card?

The supplied application link appears to use a Tata Neu page labelled for a Zomato-related promotion, but the publicly accessible official page did not expose the full 10% Zomato campaign terms. The claimed no-minimum-spend condition should therefore be checked in the live application or offer screen before publication.

Can I get a Tata Neu HDFC Credit Card without a CIBIL score by opening an FD?

HDFC Bank's cardmember agreement includes provisions for FD-linked credit cards, but the current Tata Neu eligibility page does not state that opening an FD guarantees approval for Tata Neu Plus or Infinity. HDFC Bank approval and the exact FD-linked card flow must therefore be confirmed during application.

Does Tata Neu HDFC Credit Card give free airport lounge access without spending?

No, the current programme does not support a no-spend claim for domestic lounge access. From 10 June 2025, the published terms require ₹50,000 or more in a calendar quarter to unlock the applicable domestic lounge vouchers for Tata Neu Plus and Infinity.

How much referral reward does the Tata Neu referrer get?

Tata Neu's current published referral programme says an eligible referrer can earn 1,000 NeuCoins per successful referral, credited within 90 days from successful card issuance. A successful referral requires the applicant to use the referral link or code and receive the eligible credit card.