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Tata Neu HDFC Bank Credit Card
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Last updated: Jun 2, 2026
The Tata Neu HDFC Bank Credit Card is a rewards credit card designed for users who frequently shop across Tata brands such as BigBasket, Croma, Tata 1mg, Air India, Westside, and more. Cardholders earn NeuCoins on eligible spends, enjoy cashback benefits on food delivery and online purchases, and receive complimentary airport lounge access. Users with limited or no credit history may also be able to obtain the card through a Fixed Deposit-backed secured card route, subject to eligibility and approval.
🎁
Sign Up Reward Apply with referral code SUBH126 and enjoy ₹0 joining fee, 10% cashback on Zomato, complimentary lounge access, and NeuCoins rewards across the Tata ecosystem.
Your Referral Code
SUBH126
Tap the button above to copy
Key Features
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10% cashback on eligible Zomato transactions through the Tata Neu app ecosystem
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₹0 joining fee under eligible promotional offers
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Earn NeuCoins on Tata Neu and partner brand purchases
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Complimentary domestic airport lounge access
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Available in Plus and Infinity variants with enhanced reward rates
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FD-backed secured card option available for eligible applicants with limited credit history
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Manage card, rewards, and payments directly through the Tata Neu app
How to Use
- 1
Click the referral link https://www.tatadigital.com/finance/creditcard/product-detail?referralCode=SUBH126&utm_content=SUBH126 or install the Tata Neu app.
- 2
Sign in using your mobile number and complete OTP verification.
- 3
Navigate to the Credit Cards section and select the Tata Neu HDFC Bank Credit Card.
- 4
Enter referral code SUBH126 if requested during the application process.
- 5
Complete the application by providing PAN, Aadhaar, employment, income, and address details.
- 6
Complete KYC verification as required by HDFC Bank. Verification may be completed digitally through video KYC or document verification, depending on eligibility.
- 7
If you do not have sufficient credit history, check whether the FD-backed secured card option is available for your profile.
- 8
Once approved, activate your card and start spending to earn NeuCoins, cashback, and other eligible benefits.
Terms & Conditions
The referral offer is intended for new eligible applicants applying through a valid referral link or referral code and is subject to HDFC Bank and Tata Neu approval policies. Existing cardholders may not be eligible for referral-related benefits. Only one referral benefit may be granted per applicant, mobile number, PAN, device, or verified identity. Card issuance is subject to successful KYC verification, credit assessment, fraud checks, and eligibility criteria determined by HDFC Bank. Promotional benefits such as waived joining fees, cashback, NeuCoins, lounge access, or welcome rewards may require activation, minimum transactions, or other qualifying conditions. FD-backed secured card approval is not guaranteed and remains subject to bank policies. Rewards and benefits may be credited within the timelines specified by the issuer and can be modified, suspended, or withdrawn at any time without prior notice.
Frequently Asked Questions
What is the referral code for Tata Neu HDFC Credit Card?
The referral code is SUBH126.
Is there a joining fee?
Promotional offers may provide a ₹0 joining fee for eligible applicants. Always verify the current offer during application.
What rewards do I earn on Tata Neu purchases?
Eligible purchases earn NeuCoins that can be redeemed across participating Tata brands.
Does the card provide airport lounge access?
Yes, eligible cardholders receive complimentary domestic airport lounge access according to the card variant and applicable terms.
What documents are required for application?
PAN, Aadhaar, address proof, income details, and KYC verification may be required.
Can I request a Lifetime Free upgrade later?
Some users report receiving retention or upgrade offers from HDFC Bank, but Lifetime Free conversions are not guaranteed and are subject to the bank's discretion.
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